 
Our Business Banking Team is truly committed to the success of local business. After all, we’re a local business, too. And having someone who will take the time to understand your small business needs, can make a world of difference. Their knowledgeable advice, guidance, and support can help your small business grow, while local decision-making and service means you’ll always have a trusted person nearby whenever you have questions.
Whether you’re looking for flexible money management solutions or a loan for a new business or expansion project, call Kevin Higginbottom or Rob Morton today at (508) 865-5811.
Business Loans
 Lines of Credit
A line of credit is particularly well-suited for an established business with seasonal cash flow needs. Your line of credit is pre-authorized and can be accessed on an as-needed basis and deposited directly into your Millbury Savings Bank Small Business Free Checking or Gateway Commercial Checking account.
Term Loans for Equipment and Vehicles
Let us help you purchase or refinance a company vehicle or piece of equipment at a competitive rate.
Real Estate Loans
Make us your commercial real estate lending partner – whether you’re buying an apartment building or investment property, expanding your operating facility, or building a new corporate headquarters, we can make the financing process smoother, faster, and more affordable.
Business Checking and Savings Accounts
Our deposit accounts offer:
- Free checking and savings options just right for small businesses
- Convenience services that make moving money easy
- Peace of mind in knowing that all deposits are 100% insured by the FDIC and DIF
Small Business Free Checking
A free account with no minimum balance requirements or monthly service charges, a generous transaction allowance, plus free Online Banking, Telephone Banking, and Cash & Check Debit Card with no annual or point-of-sale transaction fees.
Gateway Commercial CheckingSM
Great business checking value! Enjoy an unlimited number of free transactions, plus free convenience services. Avoid the $10 minimum balance fee with a $5,000 minimum daily balance.
Small Business Statement Savings
A great complement to a Small Business Free Checking account, transfer idle cash to a no-fee savings account that earns interest.
Gateway Commercial Money MarketSM
A great complement to a Gateway Commercial Checking account, transfer idle cash from your checking, and write checks or make automatic withdrawals or transfers using Online Banking, Telephone Banking, or your ATM card.* Plus, with five interest rate levels, the more you deposit, the higher your rate! Avoid the $10 minimum balance fee when you maintain a $5,000 minimum daily balance.
* Some transaction limits apply. See account disclosure for details.
All Deposits Insured in Full
At Millbury Savings Bank, every deposit is insured in full. Each depositor is insured by the Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits above the FDIC limits are insured in full by the Depositors Insurance Fund (DIF). No one provides better deposit protection!
Convenience Services
We make managing your business accounts easy with these convenience services.
Millbury Savings Bank Cash & Check Debit Card
Our debit card can be used anywhere MasterCard is accepted. Purchases are deducted directly from your business checking account, just like writing a check, and we never charge an annual or point-of-sale transaction fee to use it. Plus, it’s your ATM card, so you can access cash at home or around the world.
Avoid ATM Surcharges
 We are a member of the SUMSM Program, so you can avoid other banks' ATM surcharges by using participating SUM ATMs. Just look for the SUM logo when you need cash. Click here for a list of SUM locations.
Online Banking
Free Online Banking allows you to check account balances, view transactions, transfer funds between Millbury Savings Bank statement accounts, and make Millbury Savings Bank loan payments—right from your computer.
Telephone Banking
Free Telephone Banking allows you to manage your statement accounts by phone, anytime, anywhere. Use it to check balances, transfer funds, determine which checks have cleared, and more, by calling (508) 865-8900.
Night Depository
We supply one night deposit bag and one key free of charge, so you can use our convenient night drop receptacles to make deposits after hours. Funds will be deposited into the accounts you designate on the following business morning.
Overdraft Protection
Add a no-fee revolving line of credit to your business checking account and avoid the embarrassment of “bouncing” a check.
Here to Serve You!
If you have any questions about our products and services, please complete our information request form, or call a member of our Business Banking team at (508) 865-5811.
 |
Member FDIC
Member DIF |
|
