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Business ServicesOur Business Banking Team John Peculis, Robert Morton, & Keving Higginbottom

Money isn't the only thing you need to grow your business. Having direct access to knowledgeable advice, guidance and support can make a huge difference.

John, Rob and Kevin are experts you can count on.

Our business banking team – John, Rob and Kevin – will take the time to sit down and get to know you and your business. They’ll work with you to find a financing solution that’s right for you. Best of all, every decision affecting your business is made locally, so we won’t slow you down.

Whether you’re looking for flexible money management solutions or a loan for a new business or expansion project, Millbury Savings Bank is your business banking partner. Call John, Rob or Kevin today at (508) 865-5811.


Find out what our customers have to say about Millbury Savings Bank! Click here to read our testimonials.We offer a complete range of commercial banking products and services:

Business Loans

Working Capital Lines of Credit
A line of credit is particularly well-suited for an established business with seasonal cash flow needs. Your line of credit is pre-authorized and can be accessed on an as-needed basis and deposited directly into your Business Checking account.

Equipment and Vehicle Loans
Let us help you purchase or refinance a company vehicle or piece of equipment at a competitive rate.

Commercial Real Estate Loans
Make us your commercial real estate lending partner – whether you’re buying an apartment building or investment property, expanding your operating facility or building a new corporate headquarters, we can make the financing process smoother, faster and more affordable.

Overdraft Protection
Add a revolving line of credit to your Business Checking Account and avoid the embarrassment of “bouncing” a check.

Business Checking and Savings Accounts

Business Checking
Looking for a great checking value? With our Business Checking account you pay just $10 per month – and you won’t have to worry about per-deposit or per-check fees! Plus, if you maintain a minimum balance of $5,000 during the month, we’ll waive the minimum balance fee. Request a Millbury Savings Bank ATM Card or Debit MasterCard® and you can access your business accounts around the clock!

Business Money Market
Our Business Money Market Account is the perfect complement to your business checking account. Transfer idle cash from business checking to a Business Money Market Account, and write up to 3 checks each month. Best of all, you have the security of knowing your deposits are insured in full.

All Deposits Insured in Full
At Millbury Savings Bank, every deposit is insured in full. The first $100,000 per depositor is insured by the Federal Deposit Insurance Corporation (FDIC); all deposits above this amount are insured by the Depositors Insurance Fund (DIF). No one provides better deposit protection!

Convenience Services
We make managing your business accounts easy with these convenience services. Choose the ones that will make your business banking easier.

Millbury Savings Bank Debit MasterCard
Use your Debit MasterCard at restaurants, gas stations, and office supply stores that honor the card worldwide. Purchases are deducted directly from your business checking account, just like writing a check. Plus, it’s your ATM card, allowing you access to your Millbury Savings Bank accounts at home and around the world.

Avoid ATM Surcharges
We are a member of the SUMSM Program, so you can avoid ATM surcharges by using participating SUM ATMs. Just look for the SUM logo when you need cash. Click here for a list of SUM locations.

Telephone Banking
Manage your accounts right over the phone, from anywhere, anytime. Call (508) 865-8900 to check account balances, transfer funds, determine which checks have cleared, or inquire about interest rates, loans and more. Bank by phone 24 hours a day, 7 days a week … free of charge!

Bank By Mail
If you find it inconvenient to come to the Bank, use our pre-addressed envelopes to bank by mail. We’ll process your transaction and send you a receipt by return mail.

Here to serve you!
If you have any questions about our products and services, please complete our information request form, or call a member of our Business Banking team at (508) 865-5811.

Member FDIC
Member DIF