Millbury Savings - Personal Banking
Personal Banking

Checking

Great checking value. That’s what you get with Millbury Savings. 

Our Personal Checking Accounts Offer:

Compare Our Personal Checking Accounts:

Gateway FREEdom CheckingSM

Gateway FREEdom Checking for StudentsSM

Gateway SuperSaver CheckingSM

Minimum Deposit
to Open

$10

$10

$10

Interest Bearing

No

No

Yes

Minimum Balance
to Earn Interest

N/A

N/A

$10

Monthly Minimum Balance Fee

None

None

$5

Minimum Daily Balance to Waive Fee

N/A

N/A

$500 or
at least one
direct deposit per month

18/65 Program Available

Yes

Yes

Yes

Check Writing

Unlimited

Unlimited

Unlimited

Basic Style Checks

Free first
order

Free first
order

Free first
order

iBanking

Free

Free

Free

Bill Pay

Free

Free

Free

iMobile

Free

Free

Free

Debit Mastercard

No annual fee

No annual fee

No annual fee

Debit Mastercard Point-of-Sale Fee

None

None

None

TeleConnect

Free

Free

Free

Paper Statements or eStatements

Free

Free

Free

Foreign ATM Fee

$1

4 free per month per account; then $1 each

4 free per month per account; then $1 each

Overdraft Protection Line of Credit*

Yes

Yes

Yes

Discount on Certain
Consumer Loans**

0.50%

0.50%

0.50%

Discount on Mortgage Loans**

No

No

$250 off
closing costs

Preferred Rates on Statement Savings

No

No

Yes

Preferred Rates on Statement Savings IRAs

No

No

Yes

 *Subject to application and credit approval
**With automatic payment from this account

Gateway FREEdom CheckingSM

A totally free checking account with no minimum balance requirements or monthly maintenance fees, plus get your first order of basic style checks free.

Gateway FREEdom Checking for StudentsSM

Just for full-time students who are age 22 or younger, this account offers all the benefits of Gateway FREEdom Checking, plus provides up to 4 free foreign ATM transactions per month!***

Gateway SuperSaver CheckingSM

Be a super saver with interest on your checking and preferred rates on some savings and IRA accounts, too!

  • No minimum balance fee with at least one direct deposit per month or a $500 minimum daily balance; otherwise, a low $5 minimum balance fee per month
  • 4 free foreign ATM transactions per month per account
  • Free first order of basic style checks
  • Preferred rates on Statement Savings and Statement Savings IRA accounts
  • $250 off closing costs on new mortgage loans*

*With automatic payment from this account.
**Subject to application and credit approval.
***Proof of student status is required.

Easy-to-Switch Kit

Switching your checking account to Millbury Savings just couldn’t be easier. Simply download our Easy-to-Switch Kit to change your direct deposits and automatic payments and withdrawals to your new Millbury Savings Bank checking account, then close your old account at your previous institution. Before you know it, you’ll be on your way!

All Deposits Insured in Full

At Millbury Savings Bank, every deposit is insured in full. Each depositor is insured by the Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits above the FDIC limits are insured in full by the Depositors Insurance Fund (DIF). No one provides better deposit protection!

We’re Looking Out For You.

It’s our mission to take special care of our customers. If you have questions or need our help choosing the products and services that best meet your financial needs, please complete our information request form, stop by one of our offices, or call us at (508) 865-5811.

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